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Personal Loan

You are only a few clicks away from obtaining a collateral-free personal loan at the lowest interest rate. Fill out a personal loan application online to realise your aspirations without concern for money.

What is Personal
Loan?

An individual may obtain a personal loan from banks or NBFCs (Non-banking financial organisations) to meet short-term financial need. No security is required for an unsecured loan. It can be applied for by merely using a person’s financial information and creditworthiness and is also known as a signature loan.

Secured Finvest shortens the distance between you and your goals by assisting you in obtaining a fast personal loan in India. We help those in need obtain personal loans online and offline at the lowest interest rate possible based on their needs.

Eligibility & Criteria

1. Cibil: Check your finance’s credit history using the CIBIL score; to be eligible for a low-interest personal loan, you must have a credit score of at least 700.

2. Age range: 25 to 70 years

3. Employment Status: The borrower must have been working for at least two to five years, or they must have operated a business for two to five years.

4. Salary: Monthly Salary of 20,000 Rupees

5. Tenure: The loan’s duration ranges from 2-7 years.

Documents Required

For Businessmen & Professionals

  • Last 2 years’ certified financial statements
  • Residence proof
  • Proof of age and identity
  • Business Existence Proof
  • Last 6 months’ bank statements
  • Copy of partnership deed (if any)
  • Passport Size Photograph

For Salaried

  • Residence proof
  • Proof of age and identity
  • Last 6 months’ bank statements
  • Last 3 months’ salary Slips
  • Last 2 years’ Form 16(if any)
  • Passport size photograph

Note: The list of Personal loan documents provided above is descriptive. It’s possible that more documentation may be needed while the loan is processed.

How To Apply?

Fill out the form below. Our team will connect with you in 1 Hour.

FAQ's

The interest rate on a personal loan depends on several factors, including your creditworthiness, the lender’s policies, and prevailing market rates. We will make sure that you get the minimum ROI on personal loan.
Qualification criteria for personal loans vary among lenders but typically include factors such as your credit score, income, employment history, and debt-to-income ratio. Having a good credit score and a stable source of income can improve your chances of approval.
The tenure is between 2-7 Years.

Secured Finvest

Getting funds for personal or business purposes can be difficult. We Secured Finvest Services, situated at Neb Sarai, delhi, offer a wide range of loan schemes with low-interest rates. 

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